Who We Serve
A guaranteed pharmacy cost works differently for each part of the market. Start where you sit.
Add a guaranteed pharmacy cost to your next RFP
WriteWise guarantees a maximum PMPM for the group and pays every dollar above it. It’s a true dollar-for-dollar guarantee, held by WriteWise, and it sits alongside your PBM contract rather than replacing it.
- A guaranteed maximum PMPM, backed by WriteWise
- Every dollar above the cap paid by WriteWise
- Run the RFP in MavRx: reprice bids at drug level, audit contracts and benchmark responses
- Monitor the group live once it’s placed
What a PMPM Guarantee is, and isn’t
- A cap on the group’s total pharmacy cost per member per month
- Paid dollar for dollar by WriteWise above the cap
- Underwritten and backed by WriteWise
- A PBM performance or rebate guarantee. Those stay in the PBM contract.
- A replacement for your PBM selection or contract terms. Those stay yours.
- Limited to PBM pricing. It covers total pharmacy cost, and lowers stop-loss rates for groups that carry it.
Illustrative. With pharmacy capped, stop-loss rates typically drop 15–25%.
Win the group with a lower stop-loss premium
Cap the pharmacy risk and stop-loss carriers typically cut rates 15–25%. Quote it in MavRx and send your client a ready-made proposal.
- A typical 15–25% stop-loss rate reduction
- A fixed pharmacy cost your client can budget
- Quotes and proposals generated in MavRx
Program and block underwriting
Send groups straight to the Quote Wall and get guaranteed pharmacy pricing back to build into your stop-loss. A capped pharmacy cost takes the most volatile line out of your aggregate exposure, so you can price more groups with confidence.
Quote it. Win it. Quote the next one. Bring us a whole program or block of business and we’ll underwrite the pharmacy risk across it, not just one group at a time.
- Submit groups directly to the Quote Wall
- Guaranteed pharmacy pricing to build into your stop-loss
- Pharmacy volatility out of your aggregate exposure
- Program and block underwriting for your whole book
One program, underwritten together
Each square is a group in your program or block.
Guaranteed pharmacy, through the PBMs you already work with
We partner with PBMs on our panel to bring a PMPM Guarantee to your self-funded clients. Your claims data lives in one place in MavRx, from quote through monitoring.
Program and block underwriting. Administer a book of self-funded groups? We can underwrite pharmacy across a program or block of your clients, so each one gets guaranteed pharmacy on consistent terms.
- A PMPM Guarantee through PBMs on our panel
- Claims data in one place in MavRx
- Live monitoring of client groups through renewal
- Program and block underwriting across your clients
Win more groups without more selling
In the sub-5,000-life market, deals are won on the stop-loss rate. With a PMPM Guarantee, the lower your net cost, the lower the rate your client sees, so your pricing wins the group for you. Join our validated panel to reach the brokers, consultants, captives and MGAs quoting in MavRx.
- Distribution to producers, consultants, captives and MGAs through MavRx
- Your net-cost advantage shown directly in the client’s rate
- License MavRx to reprice in minutes, monitor live groups and automate proposals
- 01↓ NetLower net costYour pricing, validated at the drug level
- 02↓ PMPMLower guaranteed PMPMWe guarantee the cap your pricing earns
- 03−15–25%Lower stop-loss rateCarriers price in less pharmacy risk
- WonYou win the groupWithout a longer sales cycle
Bringing Financial Certainty to Rx
Lock in a predictable pharmacy cost with a guaranteed PMPM.